Categoria: Blog

Tudo o que você precisa saber como um comprador doméstico pela primeira vez

Para compradores de primeira viagem, o processo de compra de uma casa pode ser complicado. Afinal, há muitas peças móveis, coisas a fazer e pré-requisitos que precisam ser cumpridos, e você pode estar preocupado em cometer um erro dispendioso. Entretanto, há vários benefícios adaptados especificamente aos proprietários de primeira viagem que existem para seduzir [...]

Como funciona o Refinanciamento de uma Casa?

What Does It Mean to Refinance A House? When you refinance the mortgage on your home, you are effectively exchanging your existing mortgage for a more recent one, which will often have a new principal and a different interest rate. This is because the new mortgage will be for a greater amount. After this, your […]

Entendendo uma Hipoteca com Taxa Ajustável (ARM)

What Is an Adjustable-Rate Mortgage (ARM)? A variable-rate mortgage (ARM) is a type of house loan with a variable interest rate. The initial interest rate on an ARM is fixed for a set length of time. Following that, the interest rate applied to the outstanding debt is adjusted on a regular basis, at yearly or […]

A vantagem da hipoteca reversa

What is a Reverse Mortgage? Despite the fact that hundreds of thousands of seniors (those 62 and over) are utilizing reverse mortgages to enhance their quality of life, many individuals remain unaware of the benefits they may provide. What is the upside of getting a reverse mortgage? There is, in fact, a single correct answer:  […]

Guia rápido para compras 3-2-1

What is a Buydown? When you consider buydowns in the context of a mortgage subsidy made available by the seller on the homebuyer’s behalf, they become much simpler to understand. A buydown is done by reducing the interest rate by paying interest up front. Buydowns can be used to negotiate the sale of a house, […]