{"id":4778,"date":"2024-01-25T20:19:55","date_gmt":"2024-01-25T20:19:55","guid":{"rendered":"https:\/\/heideinternational.com\/?page_id=4778"},"modified":"2024-01-25T20:22:04","modified_gmt":"2024-01-25T20:22:04","slug":"taking-your-spouse-off-the-reverse-mortgage","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/sv\/taking-your-spouse-off-the-reverse-mortgage\/","title":{"rendered":"Taking Your Spouse Off the Reverse Mortgage"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4778\" class=\"elementor elementor-4778\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9f1c6ea elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9f1c6ea\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-959ec4c\" data-id=\"959ec4c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8634fcb elementor-widget elementor-widget-heading\" data-id=\"8634fcb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Should You? Get More Money by Taking Your Spouse Off the Reverse Mortgage<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-911789a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"911789a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-be8c3b1\" data-id=\"be8c3b1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73a64cb elementor-widget elementor-widget-video\" data-id=\"73a64cb\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/95vlMfdgi_k&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1b4ecf elementor-widget elementor-widget-text-editor\" data-id=\"b1b4ecf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Should You? Get More Money by Taking Your Spouse Off the Reverse Mortgage:<\/strong><\/p><p>Decisions related to reverse mortgages can have significant implications for both you and your spouse. It\u2019s true that the older the borrower, the more funds they may qualify for. So placing the reverse mortgage in the older spouse&#8217;s name might appear to be a good idea. But there are risks and drawbacks associated with this strategy. With the FHA insured Home Equity Conversion Mortgage, A surviving non-borrowing spouse may not withdraw any unused loan funds after the death of the borrowing spouse, while interest, FHA mortgage insurance premiums, and service fees continue to add on the unpaid principal balance. The loan also becomes due and payable. Fortunately special deferral provisions may be available for the surviving spouse, allowing him\/her to remain in the home. When considering a Proprietary reverse mortgage, the NON-BORROWING spouse is required to give up all rights to the property. As a result, the note becomes due and payable upon death of the borrowing spouse and the nonborrowing spouse may be required to vacate the home . Every client\u2019s needs are different but it\u2019s crucial to carefully consider the pros and cons of strategies that could put a nonborrowing spouse at risk.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Should You? Get More Money by Taking Your Spouse Off the Reverse Mortgage https:\/\/youtu.be\/95vlMfdgi_k Should You? Get More Money by Taking Your Spouse Off the Reverse Mortgage: Decisions related to reverse mortgages can have significant implications for both you and your spouse. It\u2019s true that the older the borrower, the more funds they may qualify [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4778","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Taking Your Spouse Off the Reverse Mortgage - Heide International LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heideinternational.com\/sv\/taking-your-spouse-off-the-reverse-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taking Your Spouse Off the Reverse Mortgage - Heide International LLC\" \/>\n<meta property=\"og:description\" content=\"Should You? 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