{"id":3457,"date":"2023-02-06T10:29:14","date_gmt":"2023-02-06T10:29:14","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=3457"},"modified":"2023-04-27T11:43:38","modified_gmt":"2023-04-27T11:43:38","slug":"%d0%b1%d0%b0%d0%bd%d0%ba%d1%80%d0%be%d1%82%d1%81%d1%82%d0%b2%d0%b0-%d0%b7%d0%b0%d0%bb%d0%be%d0%b3%d0%b8-%d1%80%d0%b0%d0%b7%d0%b2%d0%be%d0%b4%d1%8b-16","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/ru\/%d0%b1%d0%b0%d0%bd%d0%ba%d1%80%d0%be%d1%82%d1%81%d1%82%d0%b2%d0%b0-%d0%b7%d0%b0%d0%bb%d0%be%d0%b3%d0%b8-%d1%80%d0%b0%d0%b7%d0%b2%d0%be%d0%b4%d1%8b-16\/","title":{"rendered":"What Is Title Insurance?"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3457\" class=\"elementor elementor-3457\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8faa9e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8faa9e9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ea94e4\" data-id=\"8ea94e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0788fe0 elementor-widget elementor-widget-heading\" data-id=\"0788fe0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What Is Title Insurance?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05f0f5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05f0f5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-392c6f2\" data-id=\"392c6f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f6c190 elementor-widget elementor-widget-video\" data-id=\"3f6c190\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/LJyWz88312A&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65fa554 elementor-widget elementor-widget-text-editor\" data-id=\"65fa554\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>What Is Title Insurance And Why Do I Need It?<\/strong><\/p><p>Title insurance protects buyers and lenders against past owners or someone else claiming rights on their property. It ensures a clear, marketable legal title transfer. So, somebody else can\u2019t claim they own your house.<\/p><p>A title search looks for outstanding liens and other encumbrances and restrictions. These include\u2014but are not limited to\u2014unpaid taxes, unreleased liens, unsatisfied mortgages, judgments against the seller, and restrictions limiting the use of the land.<\/p><p>You pay for the title insurance once at closing as part of total closing costs. The policy remains in effect for as long as you or heirs own the property. When you refinance your mortgage, your lender requires title insurance to ensure that you are the rightful owner of the property.<\/p><p>The cost of Title insurance is regulated by the state of Florida which specifies rates for original owner and leaseholder title insurance coverage, reissue rates, a new home purchase discount, and other situations.<\/p><p>If a prior owner\u2019s policy exists, as on a refinance, reissue rates should be charged. Which gives you a discount on the new policy. Simultaneous issue rates apply when an owner\u2019s policy and a lender\u2019s policy are issued at the same time, within the same transaction by the same insurer. So that\u2019s what title insurance is.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>What Is Title Insurance? What Is Title Insurance And Why Do I Need It? Title insurance protects buyers and lenders against past owners or someone else claiming rights on their property. It ensures a clear, marketable legal title transfer. So, somebody else can\u2019t claim they own your house. A title search looks for outstanding liens [&hellip;]<\/p>","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3457","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is Title Insurance? - Heide International LLC<\/title>\n<meta name=\"description\" content=\"Title insurance protects buyers and lenders against past owners or someone else claiming rights on their property. 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