{"id":3958,"date":"2023-03-14T18:56:15","date_gmt":"2023-03-14T18:56:15","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=3958"},"modified":"2023-03-14T19:00:12","modified_gmt":"2023-03-14T19:00:12","slug":"nao-negociar-o-preco-de-compra-2","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/pt\/nao-negociar-o-preco-de-compra-2\/","title":{"rendered":"N\u00e3o negocie o pre\u00e7o de compra"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3958\" class=\"elementor elementor-3958\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09c552c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09c552c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b038dd\" data-id=\"2b038dd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01fc5e4 elementor-widget elementor-widget-heading\" data-id=\"01fc5e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">N\u00e3o negocie o pre\u00e7o de compra com o vendedor<br>Negociar a tarifa<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d2fdcd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d2fdcd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc743ce\" data-id=\"dc743ce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e7c2c9 elementor-widget elementor-widget-video\" data-id=\"9e7c2c9\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo-videospelare\" src=\"https:\/\/player.vimeo.com\/video\/808049376?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=1&amp;portrait=1&amp;byline=1#t=\" data-no-translation-title=\"\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b4791b elementor-widget elementor-widget-text-editor\" data-id=\"9b4791b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>N\u00e3o negocie o pre\u00e7o de compra com um vendedor. Negocie a taxa com o vendedor.<\/strong><\/p><p>\u00a0Voc\u00ea sabia que sua taxa de juros pode ter um impacto maior sobre o pagamento mensal e, em \u00faltima an\u00e1lise, sobre o custo da casa pr\u00f3pria do que as negocia\u00e7\u00f5es do pre\u00e7o da casa? Ent\u00e3o, por que todo mundo ainda est\u00e1 negociando o pre\u00e7o da casa? Tradicionalmente, os compradores querem negociar o pre\u00e7o com o vendedor, mas se eles negociarem o custo do empr\u00e9stimo com o vendedor, poder\u00e3o economizar $10's de milhares de d\u00f3lares. At\u00e9 mesmo $100 de milhares de d\u00f3lares! O que quero dizer \u00e9 o seguinte: Digamos que uma casa esteja \u00e0 venda por $800.000,00 e que um comprador com pontua\u00e7\u00e3o de cr\u00e9dito de 740 queira negociar o pre\u00e7o para $775.000 e dar uma entrada de 20% para uma hipoteca de $620.000. Usando uma taxa de mercado de 6,5% sem pontos, o pagamento seria de $3918,82 por m\u00eas.<\/p><p>Se, em vez disso, o comprador oferecer o pre\u00e7o total pela casa e pedir ao vendedor que pague as taxas de desconto do empr\u00e9stimo de at\u00e9 $25.000, o comprador poder\u00e1 reduzir significativamente a taxa. Esses $25.000 podem reduzir permanentemente a taxa para o mutu\u00e1rio para cerca de 5,125%. O pagamento da oferta de pre\u00e7o total seria de $3485,00. Isso representa uma economia de $433,82,00 por m\u00eas e de $156.175,00 durante o prazo do empr\u00e9stimo, em compara\u00e7\u00e3o com a estrat\u00e9gia de redu\u00e7\u00e3o do pre\u00e7o do im\u00f3vel. Usando negocia\u00e7\u00f5es tradicionais do pre\u00e7o do im\u00f3vel, voc\u00ea teria que reduzir o pre\u00e7o do im\u00f3vel para $553.752,00 para obter a mesma economia e sabemos que o vendedor n\u00e3o far\u00e1 isso por voc\u00ea. H\u00e1 outra vantagem. O vendedor recebe o pre\u00e7o total do im\u00f3vel e pode deduzir o desconto pago como um custo de venda do im\u00f3vel. Assim, ele recupera parte do dinheiro que gastou no fechamento para o desconto. Quer saber mais sobre isso? Assista aos meus v\u00eddeos sobre dedu\u00e7\u00f5es fiscais para propriet\u00e1rios de im\u00f3veis e acesse as postagens do meu blog em www.heideInternational.com e, em seguida, ligue para mim para obter seu financiamento hipotec\u00e1rio!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Don&#8217;t Negotiate the Purchase Price with the SellerNegotiate the Rate https:\/\/vimeo.com\/808049376 Don\u2019t negotiate the purchase price with a seller. Negotiate the rate with the seller. \u00a0Did you know that your interest rate can have a bigger impact on your monthly payment and ultimately your cost of home ownership than home price negotiations? So why is [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3958","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Don&#039;t Negotiate the Purchase Price - Heide International LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heideinternational.com\/pt\/nao-negociar-o-preco-de-compra-2\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don&#039;t Negotiate the Purchase Price - Heide International LLC\" \/>\n<meta property=\"og:description\" content=\"Don&#8217;t Negotiate the Purchase Price with the SellerNegotiate the Rate https:\/\/vimeo.com\/808049376 Don\u2019t negotiate the purchase price with a seller. 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