{"id":4329,"date":"2023-04-10T17:55:06","date_gmt":"2023-04-10T17:55:06","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=4329"},"modified":"2023-04-10T17:56:34","modified_gmt":"2023-04-10T17:56:34","slug":"faillissementen-foreclosures-scheidingen-45","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/nl\/faillissementen-foreclosures-scheidingen-45\/","title":{"rendered":"Wist u dat No Credit Score een goed krediet en goedkeuring van een lening kan betekenen?"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4329\" class=\"elementor elementor-4329\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8faa9e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8faa9e9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ea94e4\" data-id=\"8ea94e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0788fe0 elementor-widget elementor-widget-heading\" data-id=\"0788fe0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Do I Need A Real Estate Lawyer In Florida?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05f0f5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05f0f5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-392c6f2\" data-id=\"392c6f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f6c190 elementor-widget elementor-widget-video\" data-id=\"3f6c190\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=5QFFDp_Gv3g&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65fa554 elementor-widget elementor-widget-text-editor\" data-id=\"65fa554\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>D<strong>id you know No Credit Score can mean good credit and loan approval? Click the image to watch our video or page down to read the email content.<\/strong><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">U kunt nog steeds in aanmerking komen voor een hypotheek zonder credit score.<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">If you are a borrower who doesn\u2019t use traditional credit but have exemplary payment history with rent and other non-reporting creditors, which can include Utilities, insurance carriers, and phone bills as well as a host of other verifiable creditors.<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">Then you can use your nontraditional credit to qualify for a mortgage<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">It&#8217;s important to know that lenders still consider any derogatory credit references that appear on the credit report<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">There cannot be any 30-day lates on rental payments within the past 12 months<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">Just one other account can have a 30-day delinquency in the past 12 months<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">No collections (other than medical collections) or judgments in the past 24 months<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">Judgments, liens, collections, and charge-offs of non-mortgage accounts must be satisfied in accordance with guidelines<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">The property must be a one-unit, principal residence, and all borrowers must occupy the property.<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">All property types are permitted, but NO mobile homes<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">Must be a purchase or limited cash-out refinance<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">The loan amount must meet the conforming loan limits<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">Must be a fixed-rate mortgage with Down payment of 10% or more.<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">Income to debt ratios can\u2019t be more than 40%<\/span><\/p><p style=\"margin: 0in;\"><span style=\"font-size: 12.0pt; font-family: Roboto; color: #0d0d0d; background: white;\">Reserves may be required<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Do I Need A Real Estate Lawyer In Florida? https:\/\/www.youtube.com\/watch?v=5QFFDp_Gv3g Did you know No Credit Score can mean good credit and loan approval? Click the image to watch our video or page down to read the email content. You can still qualify for a mortgage without a credit score. If you are a borrower who [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-4329","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Did you know No Credit Score can mean good credit and loan approval? - Heide International LLC<\/title>\n<meta name=\"description\" content=\"Finally, a conventional mortgage option that allows prudent borrowers to get a mortgage without a traditional credit history or score\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heideinternational.com\/nl\/faillissementen-foreclosures-scheidingen-45\/\" \/>\n<meta property=\"og:locale\" content=\"nl_BE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Did you know No Credit Score can mean good credit and loan approval? 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