{"id":3971,"date":"2023-03-14T19:23:53","date_gmt":"2023-03-14T19:23:53","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=3971"},"modified":"2023-03-14T19:30:08","modified_gmt":"2023-03-14T19:30:08","slug":"u-kunt-nog-steeds-in-aanmerking-komen-voor-een-hypotheek-2","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/nl\/u-kunt-nog-steeds-in-aanmerking-komen-voor-een-hypotheek-2\/","title":{"rendered":"U kunt nog steeds in aanmerking komen voor een hypotheek"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3971\" class=\"elementor elementor-3971\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ccae8fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ccae8fe\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b8e6008\" data-id=\"b8e6008\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d87a9d elementor-widget elementor-widget-heading\" data-id=\"9d87a9d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Geen kredietscore? U kunt nog steeds in aanmerking komen voor een hypotheek<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c4f8c32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c4f8c32\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-127d703\" data-id=\"127d703\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6152956 elementor-widget elementor-widget-video\" data-id=\"6152956\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo Video Player\" src=\"https:\/\/player.vimeo.com\/video\/808059243?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=1&amp;portrait=1&amp;byline=1#t=\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-379cd88 elementor-widget elementor-widget-text-editor\" data-id=\"379cd88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>U kunt nog steeds in aanmerking komen voor een hypotheek zonder credit score. <\/strong><\/p><p>Als u een kredietnemer bent die geen traditioneel krediet gebruikt, maar een voorbeeldige betalingsgeschiedenis heeft met huur en andere niet-rapporterende schuldeisers, waaronder nutsbedrijven, verzekeringsmaatschappijen en telefoonrekeningen, evenals een groot aantal andere verifieerbare schuldeisers. Dan kunt u uw niet-traditionele krediet gebruiken om in aanmerking te komen voor een hypotheek. Het is belangrijk te weten dat kredietverstrekkers nog steeds rekening houden met eventuele afwijkende kredietreferenties die op het kredietrapport staan: -Er mogen geen 30 dagen achterstallige huurbetalingen zijn in de afgelopen 12 maanden. -Er mag slechts \u00e9\u00e9n andere rekening zijn met een betalingsachterstand van 30 dagen in de afgelopen 12 maanden. -Geen invorderingen (behalve medische invorderingen) of vonnissen in de afgelopen 24 maanden. -Vonnissen, retentierechten, incasso's en afboekingen van niet-hypothecaire rekeningen moeten worden voldaan volgens de richtlijnen. -De woning moet een eengezinswoning zijn en alle kredietnemers moeten de woning bewonen. -Alle soorten onroerend goed zijn toegestaan, maar GEEN stacaravans. -Moet een aankoop of beperkte cash-out herfinanciering zijn. -Het leningbedrag moet voldoen aan de conforme leningslimieten -Moet een vastrentende hypotheek zijn met een aanbetaling van 10% of meer. -De verhouding tussen inkomen en schuld kan niet meer zijn dan 40%. -Reserves kunnen vereist zijn. Ten slotte is er een programma waarmee voorzichtige leners die een hekel hebben aan schulden, een hypotheek kunnen krijgen zonder een traditionele kredietgeschiedenis op te bouwen om een kredietscore te laten zien.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>No Credit Score? You Can Still Qualify for a Mortgage https:\/\/vimeo.com\/808059243 You can still qualify for a mortgage without a credit score. If you are a borrower who doesn\u2019t use traditional credit but have exemplary payment history with rent and other non-reporting creditors, which can include Utilities, insurance carriers, and phone bills as well as [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3971","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>You Can Still Qualify for a Mortgage - Heide International LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heideinternational.com\/nl\/u-kunt-nog-steeds-in-aanmerking-komen-voor-een-hypotheek-2\/\" \/>\n<meta property=\"og:locale\" content=\"nl_BE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"You Can Still Qualify for a Mortgage - Heide International LLC\" \/>\n<meta property=\"og:description\" content=\"No Credit Score? You Can Still Qualify for a Mortgage https:\/\/vimeo.com\/808059243 You can still qualify for a mortgage without a credit score. 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