{"id":3670,"date":"2023-02-06T14:18:22","date_gmt":"2023-02-06T14:18:22","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=3670"},"modified":"2023-04-27T07:46:49","modified_gmt":"2023-04-27T07:46:49","slug":"faillissementen-foreclosures-scheidingen-34","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/nl\/faillissementen-foreclosures-scheidingen-34\/","title":{"rendered":"Tips To Save Thousands On Your Mortgage By Recasting Or Refinancing"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3670\" class=\"elementor elementor-3670\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8faa9e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8faa9e9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ea94e4\" data-id=\"8ea94e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0788fe0 elementor-widget elementor-widget-heading\" data-id=\"0788fe0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tips To Save Thousands On Your Mortgage By Recasting Or Refinancing<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05f0f5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05f0f5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-392c6f2\" data-id=\"392c6f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f6c190 elementor-widget elementor-widget-video\" data-id=\"3f6c190\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/JvXOQzNAPb8&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65fa554 elementor-widget elementor-widget-text-editor\" data-id=\"65fa554\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When you&#8217;re considering a mortgage refinance or recasting of any kind, here are a few tips to save even more money than you thought.<\/p><p>Refinancing could save tens of thousands of dollars but there are ways to increase your savings even more! Ask about recasting your mortgage.<\/p><p>Many lenders won\u2019t tell you this but you can restructure (recast) your mortgage at a lower rate. With some simple paperwork and about $250 you could get a lower rate and payment without adding all the extra refinance fees.<\/p><p>If your lender won\u2019t recast the loan and offers a standard refinance instead, get credit for the years you\u2019ve already paid. At $2,000.00 per month you already paid $24,000.00! So, ask for a 28-year mortgage and you won\u2019t end up paying 2 years over again. If your bank won\u2019t do that, do it yourself by prepaying the loan on a 28-year schedule.<\/p><p>Another way to save big is to keep making your old payment. Refinancing a 30-year loan into a 15-year loan can drastically reduce your cost of interest but maintaining your original payment can fast track your mortgage and shorten it another 3 years or more.<\/p><p>Finally, maybe you shouldn\u2019t refinance at all. You may have already paid a big portion of the interest on the mortgage. Since interest on mortgages is heavily weighted into the beginning years (front-end loaded), it may not make sense to refinance since your current payment is mostly principal. So, you see, the savings is not just in the payment \u2013 there can be more to it than that. Hopefully these ideas will be helpful in saving you much more money than you thought possible.\u2003<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Tips To Save Thousands On Your Mortgage By Recasting Or Refinancing When you&#8217;re considering a mortgage refinance or recasting of any kind, here are a few tips to save even more money than you thought. Refinancing could save tens of thousands of dollars but there are ways to increase your savings even more! Ask about [&hellip;]<\/p>","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3670","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Save on Mortgages with Refinancing - Heide International LLC<\/title>\n<meta name=\"description\" content=\"Learn how to save thousands on your mortgage by refinancing or recasting. 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