{"id":3614,"date":"2023-02-06T14:04:33","date_gmt":"2023-02-06T14:04:33","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=3614"},"modified":"2023-04-27T11:26:49","modified_gmt":"2023-04-27T11:26:49","slug":"faillissementen-foreclosures-scheidingen-29","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/nl\/faillissementen-foreclosures-scheidingen-29\/","title":{"rendered":"What Happens If Your Mortgage Is Being Sold?"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3614\" class=\"elementor elementor-3614\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8faa9e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8faa9e9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ea94e4\" data-id=\"8ea94e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0788fe0 elementor-widget elementor-widget-heading\" data-id=\"0788fe0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What Happens If Your Mortgage Is Being Sold?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05f0f5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05f0f5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-392c6f2\" data-id=\"392c6f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f6c190 elementor-widget elementor-widget-video\" data-id=\"3f6c190\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/ytZWrOIRpas&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65fa554 elementor-widget elementor-widget-text-editor\" data-id=\"65fa554\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A lender or servicer cannot change the terms, balance, or interest rate of the loan from those signed and confirmed at closing. The payment amount should not change, either. And it should have no impact on your credit score.<\/p><p>1. A borrower\u2019s current servicer must notify them no less than 15 days before the effective date of the transfer.<\/p><p>2. Your mortgage is a commodity and so they might be sold to receive short term profits based on the rate you\u2019re paying on the loan. Simply, selling your loan can improve the lenders liquidity.<\/p><p>3. Lenders often sell their mortgages to replace the funds used to make the loan. This allows them to make additional loans to home buyers.<\/p><p>4. In truth, a mortgage can be sold multiple times without changing the servicer and you might never know the loan was sold.<\/p><p>5. If you get a notice from a new servicer, you should also receive notification from your current servicer. If you don\u2019t, assume something is wrong and contact your current servicer to avoid fraud.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>What Happens If Your Mortgage Is Being Sold? A lender or servicer cannot change the terms, balance, or interest rate of the loan from those signed and confirmed at closing. The payment amount should not change, either. And it should have no impact on your credit score. 1. A borrower\u2019s current servicer must notify them [&hellip;]<\/p>","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3614","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Happens If Your Mortgage Is Being Sold?<\/title>\n<meta name=\"description\" content=\"Do you know what happens if your mortgage is sold? 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