{"id":3358,"date":"2023-02-06T05:40:15","date_gmt":"2023-02-06T05:40:15","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=3358"},"modified":"2023-04-27T11:33:38","modified_gmt":"2023-04-27T11:33:38","slug":"faillissementen-foreclosures-scheidingen-8","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/nl\/faillissementen-foreclosures-scheidingen-8\/","title":{"rendered":"What Is Mortgage Insurance?"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3358\" class=\"elementor elementor-3358\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8faa9e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8faa9e9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ea94e4\" data-id=\"8ea94e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0788fe0 elementor-widget elementor-widget-heading\" data-id=\"0788fe0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What Is Mortgage Insurance?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05f0f5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05f0f5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-392c6f2\" data-id=\"392c6f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f6c190 elementor-widget elementor-widget-video\" data-id=\"3f6c190\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/ZgtxxhltnSI&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65fa554 elementor-widget elementor-widget-text-editor\" data-id=\"65fa554\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What does mortgage insurance &#8220;insure&#8221;, why do we need it and what does it do for you?<\/p><p>There are 2 types of mortgage insurance: Government and Private.<\/p><p>1. The private one is called PMI: Private Mortgage Insurance<br \/>2. The government is called MIP: Mortgage Insurance Premium<\/p><p><strong>How Long Do You Have To Pay Mortgage Insurance?<\/strong><br \/>PMI can be canceled once you reach 20% equity in your home MIP is only canceled if you put 10% down or more and keep the loan over 10 years, otherwise you\u2019re stuck with it for the term of the loan.<\/p><p><strong>What Is The Cost Of Each Mortgage Insurance Based On?<\/strong><br \/>The cost of PMI is based on your credit score, loan size and down payment. The cost of MIP is set by the government, and everyone pretty much pays the same. You can be denied coverage for PMI but not MIP.<\/p><p>Not all private mortgage insurance is the same: you can actually shop the rates online. Mortgage insurance IS NOT life insurance, it protects the lender against your default on the loan. It allows Americans to purchase homes with small down payments \u2013 as little as 3% with Fannie Mae and Freddie Mac and 3.5% down with FHA.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>What Is Mortgage Insurance? What does mortgage insurance &#8220;insure&#8221;, why do we need it and what does it do for you? There are 2 types of mortgage insurance: Government and Private. 1. The private one is called PMI: Private Mortgage Insurance 2. The government is called MIP: Mortgage Insurance Premium How Long Do You Have [&hellip;]<\/p>","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3358","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is Mortgage Insurance? - Heide International LLC<\/title>\n<meta name=\"description\" content=\"Learn what &quot;mortgage insurance&quot; \u201cinsures,\u201d, why we need it, and what it does for you. 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