{"id":3983,"date":"2023-03-14T19:53:56","date_gmt":"2023-03-14T19:53:56","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=3983"},"modified":"2023-03-14T20:02:38","modified_gmt":"2023-03-14T20:02:38","slug":"les-astuces-pour-les-independants-et-les-revenus-2","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/fr\/les-astuces-pour-les-independants-et-les-revenus-2\/","title":{"rendered":"Revenus des travailleurs ind\u00e9pendants"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3983\" class=\"elementor elementor-3983\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68e8936 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68e8936\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3947b0f\" data-id=\"3947b0f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f4bd414 elementor-widget elementor-widget-heading\" data-id=\"f4bd414\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Revenus des travailleurs ind\u00e9pendants<br>Ce qu'il faut savoir<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-078e025 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"078e025\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d45f34\" data-id=\"7d45f34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-850fe3f elementor-widget elementor-widget-video\" data-id=\"850fe3f\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo \u0412\u0438\u0434\u0435\u043e\u043f\u043b\u0435\u0435\u0440\" src=\"https:\/\/player.vimeo.com\/video\/808070370?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=1&amp;portrait=1&amp;byline=1#t=\" data-no-translation-title=\"\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1d05c3 elementor-widget elementor-widget-text-editor\" data-id=\"e1d05c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Saviez-vous que la FNMA ne vous oblige pas \u00e0 prendre en compte les pertes li\u00e9es au travail ind\u00e9pendant si vous disposez d'un revenu provenant d'une autre source ?<\/strong><\/p><p>Les pertes de l'emprunteur ind\u00e9pendant figurant sur sa d\u00e9claration d'imp\u00f4ts ne sont pas n\u00e9cessaires lorsque l'emprunteur peut se qualifier en utilisant uniquement des revenus provenant d'une source non ind\u00e9pendante distincte. Des exemples de revenus non ind\u00e9pendants provenant d'une autre source sont le salaire d'un autre emploi, les revenus passifs et les revenus de retraite. Ainsi, si votre entreprise enregistre une perte, vous n'aurez peut-\u00eatre pas \u00e0 compter cette perte si vous disposez d'autres revenus. Pour calculer le revenu moyen, les pr\u00eateurs exigent deux ann\u00e9es de d\u00e9clarations fiscales personnelles et professionnelles sign\u00e9es, mais sous certaines conditions, il est possible de ne pas exiger les d\u00e9clarations fiscales professionnelles si -l'emprunteur utilise des fonds personnels pour l'acompte, les frais de cl\u00f4ture et les r\u00e9serves, -il est ind\u00e9pendant dans la m\u00eame entreprise depuis au moins cinq ans, et -les d\u00e9clarations fiscales individuelles de l'emprunteur montrent une augmentation des revenus de l'activit\u00e9 ind\u00e9pendante au cours des deux derni\u00e8res ann\u00e9es. Une autre alternative pour un pr\u00eateur consiste \u00e0 permettre \u00e0 un emprunteur ind\u00e9pendant de se qualifier en utilisant l'ann\u00e9e la plus r\u00e9cente de ses d\u00e9clarations fiscales personnelles et professionnelles, au lieu d'analyser les deux derni\u00e8res ann\u00e9es de d\u00e9clarations fiscales. Ces r\u00e8gles peuvent \u00eatre tr\u00e8s avantageuses pour l'emprunteur lorsque l'entreprise a eu des revenus moins \u00e9lev\u00e9s l'ann\u00e9e pr\u00e9c\u00e9dente. Ou si la perte de l'entreprise ind\u00e9pendante peut affecter n\u00e9gativement le revenu disponible \u00e0 des fins de qualification.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Self-Employed Income HacksWhat You Need to Know https:\/\/vimeo.com\/808070370 Did you know that FNMA does not make you consider self- employment losses if income from another source is available? Self-employed borrower\u2019s losses reported on the borrower&#8217;s tax returns, is not required when a borrower can qualify using only income that is from separate non self-employed source. [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3983","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Self-Employed Income Hacks - Heide International LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heideinternational.com\/fr\/les-astuces-pour-les-independants-et-les-revenus-2\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Self-Employed Income Hacks - Heide International LLC\" \/>\n<meta property=\"og:description\" content=\"Self-Employed Income HacksWhat You Need to Know https:\/\/vimeo.com\/808070370 Did you know that FNMA does not make you consider self- employment losses if income from another source is available? 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