{"id":3958,"date":"2023-03-14T18:56:15","date_gmt":"2023-03-14T18:56:15","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=3958"},"modified":"2023-03-14T19:00:12","modified_gmt":"2023-03-14T19:00:12","slug":"ne-pas-negocier-le-prix-dachat-2","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/fr\/ne-pas-negocier-le-prix-dachat-2\/","title":{"rendered":"Ne pas n\u00e9gocier le prix d'achat"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3958\" class=\"elementor elementor-3958\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09c552c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09c552c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b038dd\" data-id=\"2b038dd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01fc5e4 elementor-widget elementor-widget-heading\" data-id=\"01fc5e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ne pas n\u00e9gocier le prix d'achat avec le vendeur<br>N\u00e9gocier le taux<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d2fdcd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d2fdcd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc743ce\" data-id=\"dc743ce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e7c2c9 elementor-widget elementor-widget-video\" data-id=\"9e7c2c9\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo-videospelare\" src=\"https:\/\/player.vimeo.com\/video\/808049376?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=1&amp;portrait=1&amp;byline=1#t=\" data-no-translation-title=\"\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b4791b elementor-widget elementor-widget-text-editor\" data-id=\"9b4791b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ne n\u00e9gociez pas le prix d'achat avec un vendeur. N\u00e9gociez le taux avec le vendeur.<\/strong><\/p><p>\u00a0Saviez-vous que votre taux d'int\u00e9r\u00eat peut avoir un impact plus important sur votre paiement mensuel et, en fin de compte, sur le co\u00fbt de votre propri\u00e9t\u00e9 que les n\u00e9gociations sur le prix de la maison ? Alors pourquoi tout le monde n\u00e9gocie-t-il encore le prix de l'habitation ? Traditionnellement, les acheteurs veulent n\u00e9gocier le prix avec le vendeur, mais s'ils n\u00e9gocient le co\u00fbt de l'emprunt avec le vendeur, ils peuvent \u00e9conomiser des milliers de dollars. Et m\u00eame $100 de milliers de dollars ! Voici ce que je veux dire : Supposons qu'une maison soit mise en vente \u00e0 $800.000,00 un acheteur avec un score de cr\u00e9dit de 740 veut n\u00e9gocier un prix \u00e0 $775.000 et verser 20% pour un pr\u00eat hypoth\u00e9caire de $620.000. En utilisant un taux de march\u00e9 de 6,51T3T sans points, le paiement serait de 1T4T3918.82 par mois.<\/p><p>Si, au contraire, l'acheteur offre le prix fort pour la maison et demande au vendeur de payer les frais d'escompte du pr\u00eat jusqu'\u00e0 $25.000, l'acheteur peut maintenant r\u00e9duire le taux de mani\u00e8re significative. Ces $25.000 peuvent racheter d\u00e9finitivement le taux pour l'emprunteur \u00e0 environ 5,125%. Le paiement de l'offre \u00e0 prix plein serait de $3485.00. Cela repr\u00e9sente une \u00e9conomie de 433,82 euros par mois et de 156 175 euros sur la dur\u00e9e du pr\u00eat par rapport \u00e0 la strat\u00e9gie de r\u00e9duction du prix du logement. Dans le cadre d'une n\u00e9gociation traditionnelle du prix du logement, vous devriez r\u00e9duire le prix du logement \u00e0 $553.752,00 pour r\u00e9aliser les m\u00eames \u00e9conomies et nous savons que le vendeur ne le fera pas pour vous. Il y a un autre avantage. Le vendeur obtient le prix total de la maison et peut d\u00e9duire fiscalement la remise pay\u00e9e en tant que co\u00fbt de la vente de la maison. Il r\u00e9cup\u00e8re donc une partie de l'argent qu'il a d\u00e9pens\u00e9 \u00e0 la cl\u00f4ture pour la remise. Vous voulez en savoir plus ? Regardez mes vid\u00e9os sur les d\u00e9ductions fiscales pour les propri\u00e9taires et consultez mes articles de blog \u00e0 l'adresse www.heideInternational.com, puis appelez-moi pour votre financement hypoth\u00e9caire !<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Don&#8217;t Negotiate the Purchase Price with the SellerNegotiate the Rate https:\/\/vimeo.com\/808049376 Don\u2019t negotiate the purchase price with a seller. Negotiate the rate with the seller. \u00a0Did you know that your interest rate can have a bigger impact on your monthly payment and ultimately your cost of home ownership than home price negotiations? 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