{"id":4341,"date":"2023-04-24T15:44:53","date_gmt":"2023-04-24T15:44:53","guid":{"rendered":"https:\/\/heideinternati.wpengine.com\/?page_id=4341"},"modified":"2023-04-24T15:46:23","modified_gmt":"2023-04-24T15:46:23","slug":"quiebras-juicios-divorcio-46","status":"publish","type":"page","link":"https:\/\/heideinternational.com\/es\/quiebras-juicios-divorcio-46\/","title":{"rendered":"Don&#8217;t Be Scared, Be Prepared. What Every First Time Homebuyer Should Know"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4341\" class=\"elementor elementor-4341\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8faa9e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8faa9e9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ea94e4\" data-id=\"8ea94e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0788fe0 elementor-widget elementor-widget-heading\" data-id=\"0788fe0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Don't be Scared, Be Prepared. What every first-time homebuyer should know.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05f0f5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05f0f5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-392c6f2\" data-id=\"392c6f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f6c190 elementor-widget elementor-widget-video\" data-id=\"3f6c190\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=rTfkEbDdmOs&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65fa554 elementor-widget elementor-widget-text-editor\" data-id=\"65fa554\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Getting approved for a mortgage shouldn\u2019t be a worry:<\/strong> It\u2019s all in the preparation BEFORE you make application: There are 3 key points you need to pay attention to: Credit, Income, and Assets Watch my videos on credit, get your scores up and keep your monthly debt payments low. The higher your score, the lower mortgage cost will be, the more house you can afford. ! A simple $500.00 a month car loan can reduce your mortgage buying power as much as $117,000.00! So, buy the new car AFTER you buy your house If you\u2019re a W2 worker we use 45% of your GROSS monthly income to cover your monthly debts and housing expenses, which include real estate taxes, HOA dues, Homeowners Insurance, and the monthly loan payment. If your self-employed, we use 12 to 24-month income average of your NET adjusted gross income. Assets can come from investments, savings and checking accounts a family gift, or even government aid but not borrowed money. Currently, total costs to buy a $300,000.00 home in Palm Beach county Florida is about $20,000.00 with your good credit, prepaid expenses and escrows.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Don&#8217;t be Scared, Be Prepared. What every first-time homebuyer should know. https:\/\/www.youtube.com\/watch?v=rTfkEbDdmOs Getting approved for a mortgage shouldn\u2019t be a worry: It\u2019s all in the preparation BEFORE you make application: There are 3 key points you need to pay attention to: Credit, Income, and Assets Watch my videos on credit, get your scores up and [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-4341","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Don&#039;t Be Scared, Be Prepared. 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